Gumroad Fee Calculator

Yes — the 10% + $0.50 covers card processing, hosting, delivery, and VAT handling for EU consumer sales, with no separate Stripe or PayPal charge on direct sales. That makes an honest comparison possible: a self-hosted Stripe checkout costs 2.9% + $0.30 but adds hosting, delivery, tax compliance, and build time that Gumroad's premium buys off the shelf.

Sales that originate from Gumroad's Discover marketplace — its internal search and recommendation surface — cost a flat 30% of the sale price instead of the standard fee. It is effectively an affiliate commission to Gumroad for finding you the customer. You cannot opt sales out selectively, so treat Discover revenue as a lower-margin bonus channel, not your plan.

Run the spread: at $20, Gumroad takes $2.50 versus roughly $0.88 for raw Stripe — a $1.62 convenience premium per sale. At 500 sales a month that is $810, which funds a Lemon Squeezy, Paddle, or self-built alternative. Below a few hundred sales monthly, the premium rarely beats the cost of building and maintaining checkout, delivery, and tax handling yourself.

Dramatically. Gumroad ran creator-friendly tiered pricing (as low as 2.9% at volume), then jumped to a flat 10% + $0.50 in 2023, roughly tripling costs for large sellers overnight. That history is the warning: platform pricing is not a constant. Both fields here are editable — verify the current rate on Gumroad's pricing page before modeling a launch.